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Tools allowed in online proctor exam for Math for Business and Finance

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Hello, I am just getting ready to take the online proctor exam for my first semester course, Math for Business and Finance.  The guide says that there is to be no calculator, pen, or paper at the worksite.  Does this mean that we are not allowed to use a calculator or scratch paper for working on the problems?  I am somewhat concerned about this. I really don't want to fail for cheating, so I was hoping someone could help me with this.


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